Agreement between User and www.wealthadvisortraining.com Welcome to www.wealthadvisortraining.com. The www.wealthadvisortraining.com website (the “Site”) is comprised of various web pages operated by Wealth Advisor Training (“Wealth Advisor Training”). www.wealthadvisortraining.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of www.wealthadvisortraining.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.
www.wealthadvisortraining.com is an E-Commerce Site.
Wealth Advisor Training provides invaluable training resources and insights for the next generation of great wealth advisors. Through videos and linked resources, advisors and firm owners will learn the skills necessary to increase production and efficiency in their practices.
Electronic Communications Visiting www.wealthadvisortraining.com or sending emails to Wealth Advisor Training constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
Your Account If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Wealth Advisor Training is not responsible for third party access to your account that results from theft or misappropriation of your account. Wealth Advisor Training and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.
Children Under Thirteen Wealth Advisor Training does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use www.wealthadvisortraining.com only with permission of a parent or guardian.
Cancellation/Refund Policy The WAT team has experienced the many benefits of successful careers in wealth advisory. In order to ensure that other quality advisors receive the long-term benefits of resources provided through Wealth Advisor Training, the provider shall return subscription payments to a representative based on the following terms:
For representative with less than 5 years industry tenure
Provider guarantees that the representative will reach 5 years of tenure at which time industry retention rises to 90%. If the representative does not reach 5 years of tenure, subscription fees will be refunded in full provided the following criteria are met:
Representative must have watched all archived video course within 6 months of sign up and watch all new courses within 1 month of their release date.
Representative has maintained an ongoing activity tracker throughout subscription term and held 60 or more client meetings each month for the duration of subscription. This activity record must be provided to WAT team on a quarterly basis.
For representatives with over 5 years of industry tenure
Provider guarantees that the representative will, within 5 years from sign up date, double investment advisory revenue. If the representative does not double investment advisory revenue within 5 years of sign up, subscription fees will be refunded in full provided that the following criteria are met:
Representative must have watched all archived video course within 6 months of sign up and watch all new courses within 1 month of their release date.
Representative must have created their firm vision, 1 year, 3 year and 10-year plans along with quarterly rocks throughout the duration of their subscription. These goals and rocks must be communicated to WAT team and updated quarterly.
Links to Third Party Sites/Third Party Services www.wealthadvisortraining.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Wealth Advisor Training and Wealth Advisor Training is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Wealth Advisor Training is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Wealth Advisor Training of the site or any association with its operators.
Certain services made available via www.wealthadvisortraining.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the www.wealthadvisortraining.com domain, you hereby acknowledge and consent that Wealth Advisor Training may share such information and data with any third party with whom Wealth Advisor Training has a contractual relationship to provide the requested product, service or functionality on behalf of www.wealthadvisortraining.com users and customers.
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Wealth Advisor Training or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Wealth Advisor Training content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Wealth Advisor Training and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Wealth Advisor Training or our licensors except as expressly authorized by these Terms.
Use of Communication Services The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.
Wealth Advisor Training has no obligation to monitor the Communication Services. However, Wealth Advisor Training reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Wealth Advisor Training reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
Wealth Advisor Training reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Wealth Advisor Training’s sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Wealth Advisor Training does not control or endorse the content, messages or information found in any Communication Service and, therefore, Wealth Advisor Training specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Wealth Advisor Training spokespersons, and their views do not necessarily reflect those of Wealth Advisor Training.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.
Materials Provided to www.wealthadvisortraining.com or Posted on Any Wealth Advisor Training Web Page Wealth Advisor Training does not claim ownership of the materials you provide to www.wealthadvisortraining.com (including feedback and suggestions) or post, upload, input or submit to any Wealth Advisor Training Site or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Wealth Advisor Training, our affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. Wealth Advisor Training is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Wealth Advisor Training’s sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
International Users The Service is controlled, operated and administered by Wealth Advisor Training from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Wealth Advisor Training Content accessed through www.wealthadvisortraining.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
Indemnification You agree to indemnify, defend and hold harmless Wealth Advisor Training, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Wealth Advisor Training reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Wealth Advisor Training in asserting any available defenses.
Arbitration In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.
Class Action Waiver Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Wealth Advisor Training agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.
Liability Disclaimer THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. WEALTH ADVISOR TRAINING AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
WEALTH ADVISOR TRAINING AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. WEALTH ADVISOR TRAINING AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.
Termination/Access Restriction Wealth Advisor Training reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the Commonwealth of Pennsylvania and you hereby consent to the exclusive jurisdiction and venue of courts in Pennsylvania in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and Wealth Advisor Training as a result of this agreement or use of the Site. Wealth Advisor Training’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Wealth Advisor Training’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by Wealth Advisor Training with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Wealth Advisor Training with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Wealth Advisor Training with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
Changes to Terms Wealth Advisor Training reserves the right, in its sole discretion, to change the Terms under which www.wealthadvisortraining.com is offered. The most current version of the Terms will supersede all previous versions. Wealth Advisor Training encourages you to periodically review the Terms to stay informed of our updates.
Contact Us Wealth Advisor Training welcomes your questions or comments regarding the Terms:
Wealth Advisor Training 381 Mansfield Avenue Suite 200A Pittsburgh, Pennsylvania 15220
Collection of your Personal Information In order to better provide you with products and services offered, Wealth Advisor Training may collect personally identifiable information, such as your:
First and Last Name
Annual Revenue, Production and Assets Under Management (AUM)
If you purchase Wealth Advisor Training’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information Wealth Advisor Training collects and uses your personal information to operate and deliver the services you have requested.
Wealth Advisor Training may also use your personally identifiable information to inform you of other products or services available from Wealth Advisor Training and its affiliates.
Sharing Information with Third Parties Wealth Advisor Training does not sell, rent or lease its customer lists to third parties.
Wealth Advisor Training may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Wealth Advisor Training, and they are required to maintain the confidentiality of your information.
Wealth Advisor Training may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Wealth Advisor Training or the site; (b) protect and defend the rights or property of Wealth Advisor Training; and/or (c) act under exigent circumstances to protect the personal safety of users of Wealth Advisor Training, or the public.
Tracking User Behavior Wealth Advisor Training may keep track of the websites and pages our users visit within Wealth Advisor Training, in order to determine what Wealth Advisor Training services are the most popular. This data is used to deliver customized content and advertising within Wealth Advisor Training to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information Information about your computer hardware and software may be automatically collected by Wealth Advisor Training. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Wealth Advisor Training website.
Links This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Right to Deletion Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
Delete your personal information from our records; and
Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
Debug to identify and repair errors that impair existing intended functionality;
Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
Comply with the California Electronic Communications Privacy Act;
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
Comply with an existing legal obligation; or
Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
Children Under Thirteen Wealth Advisor Training does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
E-mail Communications From time to time, Wealth Advisor Training may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.
If you would like to stop receiving marketing or promotional communications via email from Wealth Advisor Training, you may opt out of such communications by Clicking on UNSUBSCRIBE option in email.
Contact Information Wealth Advisor Training welcomes your questions or comments regarding this Statement of Privacy. If you believe that Wealth Advisor Training has not adhered to this Statement, please contact Wealth Advisor Training at:
Wealth Advisor Training 381 Mansfield Ave Suite 200A Pittsburgh, Pennsylvania 15220